Eligibility

• Students enrolled in first-year of PhD programmes at renowned institutions in the academic year 2022-23 are eligible.

• Applicants must be pursuing research in areas such as cybersecurity, innovative finance mechanisms, new payment models, Intellectual Property rights, micro-finance and credit linkage, policy reform to enable financial inclusion, last-mile access to digital banking and financial services, etc. 

• Applicants must have secured a minimum of 75% marks in postgraduation (aggregate scores of all years/semesters).

• The annual family income of the applicants from all sources must not be more than INR 3 Lakh.

• Students from PAN India are eligible to apply.

Documents Required

• Marksheet of the previous academic year (Class 12/Graduation/Postgraduation, whichever is applicable)

• A government-issued identity proof (Aadhaar card) 

• Current year admission proof (fee receipt/admission letter/institution identity card/bonafide certificate)

• Bank account details of applicant (or parent)

• Income proof (Form 16A/income certificate from government authority/salary slips, etc.) 

• Photograph of the applicant

Important Dates

1.  Application Closing Date : 

Benefits

Up to INR 5,00,000 for one year